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Investing in Art: A Winning Wealth and Tax Strategy

Maximize your assets while promoting art.

Whether you are a professional or a private collector, art is a powerful lever for diversifying your assets, benefiting from tax advantages and passing on an exceptional heritage.

Discover how SPEECH ART supports you in the acquisition and financing of works of art, by putting our expertise, our exclusive network and tailor-made solutions at your service.

Heritage enhancement: Rigorous selection of works with high potential, with listed artists and great masters.

Tax benefits: Tax reduction depending on your status (businesses, liberal professions, collectors).

Security and expertise: Strategic support from our specialists in art, taxation and wealth management.

Flexible financing solutions: Lease with Purchase Option (LOA), direct acquisitions adapted to your profile.

Why Invest in Art?

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Solutions for Professionals:
Art and Taxation

Tax deduction for the purchase of works of art (Article 238 bis AB of the CGI)

  • Companies subject to IS or IR (BIC): deduction of the purchase price of a work by a living artist (acquisition must be made before December 31, 2025).

  • Deduction from taxable income spread over 5 years (20% per year), up to a limit of 5% of annual turnover excluding tax.

  • Example: For a sculpture purchased for €10,000, the company can deduct €2,000/year for 5 years.

Leasing Works of Art: A Flexible Solution (Rental with Purchase Option – LOA)

  • Tax benefits: Monthly rents 100% deductible (article 39-1 of the CGI).

  • Cash flow preservation: Financing over 13 to 60 months, without immediately mobilizing your capital.

  • No impact on borrowing capacity: Rents are recorded as operating expenses.

  • Easy acquisition at the end of the contract: Possibility of purchasing the work at an advantageous residual price.

Discover our LOA solutions tailored to businesses.

Our Commitment: Expertise and Tailor-Made Support

With SPEECH ART, you benefit from:

From an exclusive network of listed artists, galleries, collectors and auction houses.
From strategic monitoring of trends and the promotion of artists.
Personalized support based on your project and your profile.
A service dedicated to the resale of your works , by mobilizing our network of experts and qualified buyers to guarantee you the best sales opportunities.

Do you want to invest in art with a strategic and optimized approach?
Contact us today for a personalized consultation.

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Solutions for Private Collectors

Transfer of works of art

  • Favorable taxation. Tax exemption for sales under €5,000 (excluding precious metals).

  • For higher amounts, flat-rate tax of 6.5% of the sale price (article 150 VI of the CGI).

    Succession and transmission of works of art

  • Works independently assessed for specific taxation.

  • Possibility of being classified as movable property, with a fixed rate of 5% on the market value.

  • Heritage optimization strategies to protect and pass on your collection.

Need personalized advice?

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Leasing of Works of Art for Professionals

Speech Art has partnered with a financial institution, a leader in art leasing in France, to offer businesses and liberal professions a flexible and optimized Rental with Purchase Option (LOA) solution.

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Speech Art

8 Floralies path,

13090 Aix-en-Provence, France (visits by appointment)

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Why choose art leasing?

Integrating artwork into your professional space is not just about aesthetics: it is a strategic investment that strengthens your image while optimizing your cash flow with tax benefits.

Tax benefits

Monthly rental payments are fully deductible (article 39-1 of the CGI), allowing a reduction in your corporate tax (IS) or your income tax (IRPP).

Cash flow preservation

The investment is spread over a period of 13 to 60 months, avoiding immediate mobilization of capital while benefiting from an inspiring working environment.

No impact on your borrowing capacity

Since rents are recorded as operating expenses, your bank debt ratio remains unchanged, unlike a cash purchase.

Asset valuation

Art is a safe haven asset that can generate long-term capital gains.

Simplified acquisition at the end of the contract

At the end of the lease, you have the option to purchase the work at an advantageous residual price, set upon signing the contract.

No restrictions on the choice of artists

Unlike patronage, LOA does not limit the amount invested or the selection of artists, giving you complete freedom in the choice of works.

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